Personally, I don't really see the big deal. If you want to do the little details of taking money out of your character's finances, that's on you, imo. And I can see potential roleplaying opportunities without being told. If you're Yamataian, you can get all of the hero worship going on. If you're Nepleslian, than its a place you can go to unashamedly...appreciate all of the cosplaying. And if you're an old player, apparently there's a lot of in jokes in there. Not as extensive a menu as the Warm and Sweet cafe, but what it does it does well.