For me, my laptop is over 5 years old now and I'd love to get a new one and a nice, very powerful desktop to run AI models on. I think 10k would be just about perfect for getting 2 rather good computers, right? So that's my answer.
PS: Honestly if I had 10K I'd like to commission some art or a novel set in the Star Army universe, but that's not something you can get arranged in 30 minutes realistically.